Motor insurance is a policy that provides financial protection for vehicle owners against risks such as accidents, theft, or damage. It covers both your vehicle and potential liability to other people’s property or injuries resulting from an accident.
What is Motor Insurance?
Types of Vehicles Covered
Private Vehicles
Coverage for personal use vehicles, including cars, SUVs, and motorcycles. This insurance protects against accidents, theft, and liability while providing peace of mind for daily commuting and leisure travel.
Commercial Vehicles
Designed for vehicles used for business purposes, including vans, trucks, and delivery vehicles. This coverage includes protection for goods in transit, liability for business-related accidents, and other specific needs of commercial operations.
Types of Motor Insurance
Third-Party Insurance (Mandatory)
Covers damage or injury caused to others but does not cover your vehicle. This insurance is mandatory in many countries, including Kenya.
Comprehensive Insurance
Offers broad protection, covering both third-party liabilities and damage to your own vehicle, including incidents like accidents, theft, or fire.
What is Covered?
| Coverage Type | Comprehensive | Third-Party, Fire & Theft | Third-Party Only |
|---|---|---|---|
| Accidental Damage | ✔️ | ❌ | ❌ |
| Theft of Your Vehicle | ✔️ | ✔️ | ❌ |
| Fire Damage to Your Vehicle | ✔️ | ✔️ | ❌ |
| Third-Party Injury/Damage | ✔️ | ✔️ | ✔️ |
| Personal Belongings | ✔️ | ❌ | ❌ |
| Windscreen Protection | ✔️ (Optional) | ❌ | ❌ |
Frequently Asked Questions (FAQs)
- What types of vehicles are covered under the company’s motor insurance scheme?
Our scheme covers both private and commercial vehicles owned by staff, ensuring comprehensive protection against accidents, theft, and liability. - What should I do if I need to make a claim?
Immediately contact the insurance department for guidance on claims procedure. - Feel free to contact us for specific details regarding coverage. Contact Us
Request Motor Insurance Coverage!
To request coverage for your vehicle under the company's scheme, please fill out the form below.
Fill Form to Request Cover